NGEN Financial Planning is a wealth management firm that offers individual and corporate clients bespoke financial planning and asset management services.
Our primary interest is in helping our clients reach their financial goals and maintain their financial wellbeing. We provide an integrated wealth management offering which includes financial planning, investment management, mortgages and protection. Our advisors have access to robust institutional processes and can guide clients competently through their financial journey.
Our financial planning process typically starts with an understanding of the client's financial objectives, attitude to risk, capacity for loss and financial goals and aspirations. Based on this understanding we proceed to help clients with their cashflow modelling, investing planning as well as their protection and mortgage needs.
We are an independent fiduciary that will always act in our clients' best interest. Our sole objective is to preserve and grow our clients' wealth.
Our investment process is long-term and is based on a client's risk appetite and capacity for loss. We construct multi-asset class portfolios with global asset allocations whilst maintaining a strong focus on managing volatility and reducing permanent loss of capital. We apply institutional techniques typically not available to retail clients because of our expertise in dealing with large pension funds and asset allocators.
The UK market has a very wide range of mortgage products. We help our clients identify the most suitable mortgage based on their needs, whether it is to buy a first home or to build up a portfolio of buy-to-let properties. We also have expertise in equity release mortgages which allows some clients to access cash lump sums from their own homes.
Our advisors can help clients with many aspects of protection and life insurance. Cover can range from personal protection vehicles such as life policies and income protection to business protection policies that provide insurance for business owners and key personnel.
The team at NGEN Financial Planning has extensive experience in providing financial planning and investment services to individual and corporate clients. It has six offices in the United Kingdom.
Neil is a partner at NGEN, and is responsible for investment management and corporate strategy. Before NGEN he was an Executive Director at Morgan Stanley in London from October 2006 to April 2013. In his last role as Portfolio Strategist he managed the signal analysis, optimisation and portfolio construction architecture that powers the investment product suite built around Morgan Stanley's research content. He was also a leading product architect in the Innovation Working Group that drives the development of discretionary PWM strategies within the EMEA region. Before joining Research, Neil was a portfolio manager at Morgan Stanley Investment Management, where his team managed $1.4 billion in open-ended funds and separately managed accounts. Prior to Morgan Stanley, Neil was a Vice president at Credit Suisse, where his responsibilities included the allocation of risk capital to hedge funds.
Neil holds an MSc in Mathematics and Finance from Imperial College and an MBA from The University of British Columbia.
Rebecca is a partner at NGEN, and is responsible for business development and corporate strategy. Before NGEN she was a director at Leonard Hull International Executive Search, where she specialised in boardroom appointments. Prior to that she was a founder director of Appoint Personnel Plc.
Rebecca has a Bachelor of Arts in Modern Languages, majoring in Italian and German, from Birmingham University. As part of this programme, she spent a year on an Erasmus exchange in Freiburg and Verona Universities. Rebecca is a highly acclaimed opera singer and has performed in major venues internationally.
Susie heads up the compliance function at NGEN Financial Planning, and is responsible for ensuring that regulatory obligations are met across the group.
She has over 20 years of experience in financial services compliance, previously holding the position of Strategic Compliance Director at SimplyBiz where she coordinated tailored compliance support for specialist firms under the Signature service. She has a diverse knowledge of financial services regulation, including direct FCA intervention, due to a broad range of technical roles with institutions such as Legal and General and Just, and supporting a multitude of small regulated firms throughout her career. She held senior roles with two networks, managing the supervisory teams; and developed and implemented a sector specific oversight and monitoring regime within top ten accountancy firm Smith and Williamson.
David is a financial adviser and heads up the Brighouse office within NGEN Financial Planning. Prior to joining NGEN he set up David Meakin IFA, a financial advisory firm in West Yorkshire. David Meakin IFA merged with NGEN in 2020. David started his career at Prudential and left to setup his own firm where he became a tied agent of London & Manchester Assurance. Subsequently he became an independent financial adviser and started David Meakin IFA.
David has over 30 years’ experience in financial services and has been providing financial advice to clients throughout the West Yorkshire and Manchester area. He specialises in pensions, investments and protection and maintains a portfolio of long-standing private and corporate clients.
Kelly is a paraplanner at NGEN Financial Planning and oversees the servicing of clients and the management of back-office systems. Previously she worked for SimplyBiz, a large compliance support consultancy.
Kelly has over 10 years’ experience in financial services.
Louise is a financial administrator at NGEN Financial Planning. She provides administration support to advisors and oversees the processing of client files. Previously she worked for a manufacturing company for 16 years.
Louise has over 6 years’ experience in financial services.
Richard is a financial adviser in the Newcastle-under-Lyme office and is a regional director within NGEN Financial Planning. Prior to joining NGEN, he set up UK Financial Services, a financial advisory firm in Newcastle-under-Lyme. UK Financial Services merged with NGEN in 2019. Prior to starting UK Financial Services, Richard was a regional manager at Personal Touch, a large financial advice network in the UK. Previously he worked within the HSBC group.
Richard has over 20 years' experience in financial services and has been providing independent financial advice throughout the West Midlands area. He has worked in several areas within financial services, ranging from banking to compliance, all at senior levels.
Michelle is a financial adviser at NGEN Financial Planning and general manager of the Newcastle-under-Lyme and Oswestry office. Prior to joining NGEN, Michelle worked in financial services firms as a financial, mortgage and protection adviser for Axa Wealth, Britannia Building Society and UK Financial Services. She specialises in providing personalised mortgage and financial guidance.
Michelle has over 27 years’ experience in financial services.
Matt is a relationship director for commercial clients within NGEN Financial Planning. Prior to joining NGEN he worked for Santander Corporate and Commercial within the West Midlands as a business relationship director for 11 years. Previously he worked for NatWest for over 20 years in the Stoke-on-Trent area.
Matt has over 30 years’ experience in financial services in the Staffordshire and Cheshire area. He specialises in commercial lending, asset finance, invoice finance and related banking services.
Debbie is a paraplanner at NGEN Financial Planning and is the client liaison manager of the Newcastle-under-Lyme and Oswestry office. She is a fully qualified paraplanner and currently manages the office, oversees the servicing of existing clients and is responsible for maintaining business levels. Previously she worked at a wealth planning practice in the West Midlands for 6 years. Prior to this she was at a wealth management practice, also in the West Midlands.
Debbie has over 9 years' experience in financial services.
Lynn is a paraplanner at NGEN Financial Planning and also works as a protection adviser. Prior to this she worked within the HSBC group for 20 years.
Lynn has over 30 years' experience in financial services.
Mark is a financial adviser at NGEN Financial Planning. Prior to joining NGEN, he worked as a relationship manager at Santander Bank where he managed a portfolio of high net worth clients.
Mark has a Bachelor of Science in Sport Management from Loughborough University and has worked in financial services for over 7 years.
James is a paraplanner at NGEN Financial Planning. He started in 2017 as an apprentice and successfully completed his administration programme.
James has over 3 years' experience in financial services.
Tazmin is a financial administrator within NGEN Financial Planning. She started in 2016 as an apprentice.
Tazmin has over 4 years' experience in financial services.
Lucy is currently a trainee paraplanner/adviser at NGEN Financial Planning and attending the University of Manchester studying for a bachelor’s degree in International Business, Finance and Economics.
Lucy has just started working in financial services and aspires to be a financial adviser.
Nat is a financial adviser at NGEN Financial Planning and heads our Nottingham office. Prior to merging his practice Corporate Wealth into NGEN in 2021, Nat held a number of senior positions within the financial services industry which include Senior Group Manager of Allied Dunbar, Group Managing Director of UKIFA and The Arden Court Group, Deputy CEO at Berry Birch and Noble and Managing Director of Friar Court Financial Services. During this period he also provided a wealth management service to his personal portfolio of high-net-worth individuals, professionals and owners of small and medium-sized enterprises. Nat joined the financial services industry in 1974 after spending the first 5 years of his career in the medical field.
Nat has over 47 years' experience in financial services. His areas of expertise include corporate and personal financial planning, corporate protection and pensions as well as personal investments, retirement and protection advice. Over the years he has been instrumental in recruiting and developing many senior financial planners. Nat is a keen golfer and spends much of his spare time raising funds for charitable causes.
David is a Research Analyst at NGEN Financial Planning and provides fund research and fund suitability reports. He also does paraplanning work for clients and assists advisers with setting up and allocating client capital to NGEN investment strategies. Previously he has worked with Lloyds Bank, Barclays and NatWest as an investment adviser for high-net-worth individuals. David has also worked in the areas of compliance and training.
David has over 30 years’ experience in financial services and holds a Financial Planning Certificate and a Diploma in Financial Services.
Anne is an administrator within NGEN Financial Planning. She provides a full administration service to the Nottingham office. Previously she worked for Halifax and Aviva plc.
Anne has over 40 years’ experience in financial services.
Paul is a financial adviser and heads up the Wolverhampton office within NGEN Financial Planning. Prior to joining NGEN, he set up Complete Advice Services, a financial advisory firm in Wolverhampton. Complete Advice Services merged with NGEN in 2018. Prior to starting Complete Advice Services, Paul was a branch manager at Britannic Assurance for 5 years having worked for the company in various managerial roles for the previous 8 years.
Paul has over 30 years' experience in financial services and has been providing independent financial advice throughout the West Midlands area. He maintains a portfolio of long-standing private and commercial clients, most of whom have been referred to by existing clients.
Sean is a financial and mortgage adviser at NGEN Financial Planning. He started his career at TSB Bank and after a few years moved onto a sales advisory role within the bank, specialising in mortgages. After working in this role for 15 years he joined Complete Advice Services as an independent financial adviser.
Sean has over 30 years' experience in financial services. He currently advises in investments as well as mortgages and protection.
Scott is a financial adviser at NGEN Financial Planning. He started his career at Prudential in 1983 and became an independent financial adviser in 1999.
Scott has over 38 years’ of experience in financial services. He currently provides investment and pension advice.
Nefisa is a mortgage adviser at NGEN Financial Planning. Previously she worked as a protection adviser for an independent firm in the West Midlands area. Prior to this she worked with Pink Home Loans for 3 years. She has also worked as a paralegal for a Midlands based solicitor firm.
Nefisa has over 8 years' experience in financial services. She has extensive experience both in mainstream mortgages as well as the more complex cases where clients do not fit the usual lending criteria. Nefisa's specialist knowledge and approach is critical in servicing the unique needs of her clients.
Patrick is a mortgage adviser at NGEN Financial Planning. He started his career in financial services in 1969 and qualified as a mortgage adviser in 1998. Prior to his current role as a mortgage advisor, Patrick worked in various managerial roles within Nationwide and Halifax.
Patrick has over 50 years' experience in financial services. He works locally in his home town where he is also chairman of the local chamber of commerce and received a special recognition award in 2016 for services to his home town.
Terry is a mortgage adviser at NGEN Financial Planning. He started his career as an investment adviser with Canada Life. Since 2007 Terry has focussed on mortgages and general insurance and has built up a client base that he continues to maintain and grow.
Terry has over 35 years' experience in financial services. Prior to starting in financial services, Terry travelled the globe working as an engineer and teaching English in military bases.
Karen is a paraplanner at NGEN Financial Planning and heads up the paraplanning function within the Wolverhampton office. Prior to this, she worked for Commercial Union and Scottish Mutual in a variety of financial services roles.
Karen has over 35 years' experience in financial services.
Shermila is an administrator at NGEN Financial Planning and heads up the administration function within the Wolverhampton office. She provides back-office and administration support and oversees the smooth running of the Wolverhampton office. She is also the group integration manager within NGEN and ensures seamless integration of new advisers and advisory firms into the parent organisation. Previously she was the top debt collector for a water firm based in the West Midlands area and went onto training new collections advisers.
Shermila has over 13 years' experience in financial services. She has been a Justice of Peace for the last 10 years and has recently become an education appeals panel member.
Gemma is an administrator at NGEN Financial Planning. She provides a full administration service to advisors within NGEN and assists with product research and client meeting preparation. Previously she worked for a financial advisory firm in the West Midlands area as an administrator.
Gemma has over 15 years' experience in financial services.
53 Davies Street
London W1K 5JH
+44 20 3709 7045
The Boathouse, Victoria Works, Wharf Street
Brighouse, West Yorkshire HD6 1PP
+44 1484 723947
12 High Street, May Bank
Newcastle-under-Lyme, Staffordshire ST5 0JB
+44 1782 611161
3 Griffin Courtyard, Leg Street
Oswestry, Shropshire SY11 2NL
+44 1691 650159
11 Clarendon Street
Nottingham, East Midlands NG1 5HR
+44 115 704 3434
38 Waterloo Road
Wolverhampton, West Midlands WV1 4BL
+44 1902 421114